Your neo solution for online payments

Seamless local, global, and internal transfers with competitive exchange rates and other secure online money management solutions from one Opsy account.

Products and services

Enjoy the full scope of financial transaction services anytime and anywhere.

Accounts with cards

Take advantage of instant internal transfers, competitive foreign exchange, and easy money management with versatile online accounts.

Bank transfers and payments

Enjoy same-day execution on local transactions with a personalized IBAN and secure global reach through the SWIFT network.

Account features

Enjoy the full scope of financial transaction services anytime and anywhere.


payment accounts

Hold and manage multiple currencies, such as EUR, GBP, USD, CZK, and more.

Competitive foreign

exchange rates

Convert currencies with live interbank exchange rates without any hidden fees.



for euro accounts

Easy SEPA payments and transfers with a unique IBAN assigned to each euro account.

Free instant



Send and receive money transfers to and from other Opsy accounts at no cost.



(SWIFT) payments

Enjoy global payments facilitated through the SWIFT, SEPA, and TARGET2 systems.

24/7 access

via mobile app

Conveniently access your funds any time and anywhere through the Opsy mobile app for iOS and Android.

Personal account pricing

Affordable financial solutions for everyone. Find out where your profile fits with Opsy below.

EEA-based, lower-risk individuals


Get a 360-degree view and full control of your personal finances. Send payments, manage funds, and exchange or hold different currencies.

Internal Opsy paymentsFree
Inward SEPA payment3€
Outward SEPA payment3€
Inward SWIFT payments20€
Incoming SWIFT transfers50€

EEA-based, higher-risk individuals


For individuals engaged in auditing/accountancy, construction/real estate, crypto/forex trading, legal/notary services, healthcare/pharmaceuticals, casinos/gambling, etc.

Internal Opsy paymentsFree
Inward SEPA payment5€
Outward SEPA payment5€
Inward SWIFT payments25€
Incoming SWIFT transfers65€

Non-EEA, lower-risk individuals


Available to lower-risk individuals who are not based in countries or territories that are listed among our Special Jurisdictions. (see breakdown page)

Internal Opsy paymentsFree
Inward SEPA payment8€
Outward SEPA payment8€
Inward SWIFT payments35€
Incoming SWIFT transfers80€

Other individuals who are not based in the EEA or those located within Special Jurisdictions may also be eligible to open Opsy personal accounts.

Please contact our Support team at [email protected] and consult our

Why trust Opsy?

Our ever-improving personalized payments platform is built on the latest technologies and compliant with all industry standards.

Тwo-factor identification

Secure account access via mobile app

UK financial license and regulation.

Your high-growth industries

Expand global markets and open doors to new business opportunities within the modern financial landscape.

  • Digital marketing
  • Online shopping
  • Subscription services
  • Food delivery
  • Online coaching
  • Transport services
  • Travel agencies
  • And much more!

We are very satisfied with Opsy’s solutions and fees. Our multi-currency accounts have really helped us grow and reach new clients.

Jitka Šuraňova

Dynameyes • E-commerce Manager

Refer your friends to Opsy

Gain access to special perks by participating in our referral program.

More to come soon

Here are some additional financial features coming soon to Opsy.

Plastic, metal, and virtual cards

Premium payment cards from Visa and MasterCard.

Card transfers and money remittances

Manage cash payments across the CIS, EU, and UK.

Merchant acquiring via online gateway

Accept card payments through our online gateway.

Let’s get started!

Open a new Opsy account, and discover how our smart money management and payment solutions can streamline your finances and expand your reach.